Investor Insights

In this section we explore investing basics, common themes and information to help guide your investing journey. 

The information provided is general information only. The information does not take into account your investment objectives, financial situation or particular needs. You should consider your own investment objectives, financial situation and particular needs before acting upon any information provided in this document and consider seeking advice from a financial adviser if necessary.

September 28, 2023

Retirement planning assumptions and solutions

By Roger Montgomery

Recently, Morningstar’s director of personal finance, Christine Benz, penned an insightful note explaining some common and dangerous assumptions individuals make when planning for retirement. In addition to sharing a fondness for the early 1970s sitcom The Odd Couple, Christine outlines what I believe are indeed perilous beliefs.
Read Article
September 15, 2023

How do we calculate total returns?

By David Buckland

This blog provides investors with an explanation of how total return figures are calculated for the Montgomery Small Companies Fund. Importantly it is worth knowing the investment returns are not generated by Montgomery Investment Management. Fundhost Limited is the Independent Administrator and Responsible Entity of the Montgomery and Polen Capital Funds and is responsible for all the calculations.
Read Article
September 6, 2023

The three-bucket strategy for building a retirement portfolio

By Roger Montgomery

What’s the best way to build a robust retirement portfolio that can ride out market fluctuations and provide steady and dependable income? Back in the 1980s, renowned U. S. financial strategist, Harold Evensky, devised what we believe is a smart approach. He called it the ‘Bucket strategy’.
Read Article
July 20, 2023

Why you should ignore the economic noise

By Roger Montgomery

Right now, I think many investors are spending too much time focusing on whether a recession is imminent and how many more interest rate rises are likely before the Reserve Bank of Australia (RBA) taps out.
Read Article
July 11, 2023

Value investing? Don’t follow Ben Graham

By Roger Montgomery

Over the years, there has been some confusion about our approach to value investing. And even though a majority of my 2010 book, Value. able discussed the importance of identifying quality businesses, which included a company’s bright prospects for growth, many investors and commentators have been fixated on the value component of the philosophy.
Read Article
April 20, 2023

A note to young investors part 2: How to invest in quality growth stocks

By Roger Montgomery

In part one of this note to young investors, I set out the reasons why I think young investors should steer clear of index funds and instead invest in high-quality, growing companies.  So, the question is: how to find and invest in these companies? Well, one obvious way is to invest in these companies directly.
Read Article
March 31, 2023

Why you should avoid the siren call of high-dividend stocks

By Roger Montgomery

We’ve been writing a lot about income, and recently I updated some analysis on the importance of investing in growth stocks rather than yield stocks because, over the long run, the pursuit of growth actually produces a better yield. Let me put forward some more reasons why you’re usually better off avoiding the siren call of high-dividend paying stocks.
Read Article
March 29, 2023

Why profit is important, but cash is king

By Roger Montgomery

Cash flow is the money flowing in and out of a business. It’s what a business needs to fund day-to-day operations and investments, and protect it from financial challenges. And, as we’ve seen with all those ‘profitless prosperity’ companies, it can be the difference between success and failure.
Read Article
March 24, 2023

How to manage risk in your portfolio

By Sean Sequeira

Most of us tend to be better at buying and holding stocks than we are at selling.   After all, buying is the fun part – it’s when optimism is kicking in.   But knowing how to sell is just as important when it comes to your returns.
Read Article
March 17, 2023

What constitutes a quality business?

By David Buckland

With the demise of Silicon Valley Bank (SVB) and the effect on Credit Suisse – its share price has declined 90 per cent in five years to CHF1. 70 – I thought it appropriate to return to basics and dig a bit deeper into what constitutes a “Quality” business, also known as a “Compounding Machine”.
Read Article
Previous Page Next Page

Funds

View all funds

Digital Assets

Australian Equities

Income